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Settlement and Liquidity Officer

MoniepointLagos, Nigeria · Posted 15 days ago
Full-time
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Description

Job Summary

The Settlement and Liquidity Officer is responsible for managing daily settlement processes across multiple accounts and ensuring optimal liquidity positioning to meet the firm's funding and payment obligations. Operating within a lean, high-output Treasury function, the role requires a self-sufficient professional who can work with minimal supervision, manage relationships across internal and external stakeholders, and contribute meaningfully to the team's income and cost efficiency objectives from day one.

Key Responsibilities

Settlement Operations

  • Coordinate end-to-end settlement of funds across major accounts, ensuring accuracy and timeliness
  • Proactively monitor and resolve pending or failed settlements, escalating where necessary
  • Ensure correct capture and instruction of trade data into settlement systems
  • Collaborate with counterparties, Operations and IT to investigate and resolve settlement failures
  • Own end-of-day reconciliations and produce clear, accurate settlement reports

Liquidity Management

  • Monitor and forecast daily cash positions across accounts, identifying risks and opportunities proactively
  • Coordinate intra-day liquidity to meet funding and settlement obligations without operational disruption
  • Optimise the use of internal and external liquidity lines to minimise idle balances and avoid overdrafts
  • Provide structured input on short-term investment and funding strategies to the Treasury Lead

Operational Collaboration

  • Serve as the Treasury function's primary interface with Operations, reducing information asymmetry on liquidity-impacting actions
  • Support reconciliation between treasury positions and finance ledger entries
  • Contribute to process improvement initiatives within the settlement and liquidity framework


Qualifications

  • Bachelor's degree in Finance, Accounting, Economics or a related field
  • Minimum 2–3 years of experience in settlement operations, treasury or liquidity management
  • Strong working knowledge of financial instruments and clearing/settlement cycles
  • Hands-on familiarity with NIBBS, RTGS, NEFT, switching processes and settlement platforms
  • Advanced Excel proficiency; working knowledge of treasury systems (Calypso, Finacle or equivalent) required at this level

Skills & Competencies

  • Strong analytical and problem-solving ability with a track record of independent execution
  • High attention to detail and accuracy in a fast-paced, time-sensitive environment
  • Sound judgement in escalation and knows when to act and when to involve senior stakeholders
  • Clear and structured communicator across Operations, Finance and external counterparties
  • Comfortable managing multiple priorities under pressure with minimal supervision

What to expect in the hiring process

  • A preliminary phone call with one of our recruiters.
  • Hiring Manager Interview
  • A behavioural and technical interview with a member of the Executive team.

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