Description
We are seeking a highly technical and resilient professional to lead our CECL and IFRS 9 provisioning framework within the Integrated Risk Management team. This role is central to our IPO readiness and financial reporting integrity. The ideal candidate will own and continuously enhance the end-to-end impairment provisioning process under both US GAAP (CECL) and IFRS 9, ensuring that our financial statements remain robust, transparent, and audit-ready.
This position works closely with Finance and Risk teams to ensure the accuracy, defensibility, and clear communication of one of the company’s most material accounting estimates. The role directly contributes to investor confidence and the company’s readiness for public reporting.
You’ll play a key role in shaping the company’s financial integrity as we scale toward IPO readiness, working alongside a world-class team of finance, risk, and data professionals in a fast-paced, high-impact environment.
Challenges that await you:
- Lead calculation and planning of the Allowance for Credit Losses (ACL) under CECL and IFRS 9, ensuring accuracy, consistency, and compliance with accounting and regulatory standards
- Act as the primary point of contact for all audit and regulatory reviews related to impairment provisioning; clearly communicate methodologies, assumptions, and results to internal and external stakeholders
- Maintain and continuously refine the methodological framework to ensure processes are data-driven, transparent, and fully documented
- Partner with IT and Internal Controls teams to design, implement, document, and operate key financial controls supporting the COSO-compliant impairment process
- Lead the CECL/IFRS 9 Governance Committee, preparing materials, presenting results, and ensuring key decisions and approvals are formally recorded
- Support Financial Reporting by providing data, disclosures, and narrative (e.g., MD&A, 10-K, S-1)
- Collaborate closely with the modeling team to interpret statistical model outputs and translate them into a clear, defensible business narrative for senior management and auditors.
What makes you a great fit:
- Advanced English proficiency (written and verbal)
- Master’s degree in Accounting, Finance, or a related field; FRM, CPA, ACCA, or equivalent certification preferred
- Deep technical expertise and hands-on experience with IFRS 9 (Impairment) and CECL (ASC 326)
- Proven experience managing or reviewing Allowance for Credit Losses in banking or fintech environments
- Demonstrated success leading or supporting complex audit engagements (PCAOB preferred)
- Exceptional analytical and communication skills, with the ability to translate complex model results into clear business insights
- High degree of ownership, accountability, and resilience under tight deadlines (e.g., IPO or quarterly close cycles)
- Understanding of the COSO framework; experience in design or testing is a plus
- Familiarity with core banking or loan accounting systems is a plus
Our ways of working:
- Innovative Spirit: a commitment to creativity and groundbreaking solutions
- Honest Feedback: valuing open, transparent communication
- Supportive Team: a strong, collaborative community
- Celebrating Achievements: recognizing our wins together
- High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances
Our benefits:
- Relocation support to one of our hubs — Mexico, Serbia, Cyprus, Spain — with assistance for the employee and their family
- Flexible work from one of our offices or remote
- Healthcare Coverage
- Education Budget: Language lessons, professional training and certifications
- Wellness Budget: Mental health and fitness activity reimbursements
- Vacation policy: 20 days of annual leave and paid sick leave.
Similar jobs
We are looking for an IT Controls & Compliance Manager to implement IT controls as part of our SOX compliance program ahead of our IPO. You will be the key person ensuring the integrity and security of data that unde…
DevOps Team:We are looking for Network Engineer for our DevOps team that combines development and operations to create an efficient and reliable IT infrastructure. The team is responsible for service deployment and backu…
We are looking for a On-Duty Customer IT Support Specialist to join our Customer IT Support team. The Customer IT Support team is responsible for managing technical issues of the company’s clients, resolving issues relat…
We are looking for an L&D Project Manager for our Training Team — a role focused on improving operational performance rather than simply delivering learning initiatives. You will work at the intersection of Learning…
Est. 120,000 USD
About Nebius: Nebius is leading a new era in cloud infrastructure for the global AI economy. We are building a full-stack AI cloud platform that supports developers and enterprises from data and model training through to…
Est. 35,000 GBP
Sony Music is seeking a highly organised, proactive, and versatile Personal Assistant & Team Coordinator to support the PDEGO executive leadership team. This role sits at the heart of our UK office, combining high-le…
Est. 124,000 USD
Company Overview Amperesand is reinventing how the world powers its most critical systems. We are facing a once-in-a-generation opportunity for infrastructure disruption. Electricity demand is skyrocketing, driven by AI…
Est. 80,000 GBP
Senior Azure Data Engineer (Databricks) Location: London (Hybrid) | Practice Area: Technology & Engineering | Type: Permanent Engineer advanced data solutions at scale in a world-class consulting environment. The Rol…
Est. 85,000 USD
Business Applications Specialist (Brazilian Portuguese Speaking) Location: Orlando, FL Practice Area: Corporate Services Department: Global Internal Applications Type: Permanent Support the systems that power our global…
Est. 110,000 USD
Step into a career with ASM, where cutting edge technology meets collaborative culture. For over 55 years ASM has been ahead of what’s next, at the forefront of innovation and what’s technologically possible. With more…
Est. 140,000 USD
Why Choose Bottomline? Are you ready to transform the way businesses pay and get paid? Bottomline is a global leader in business payments and cash management, with over 35 years of experience and moving more than $16 tri…
Est. 80,000 GBP
Senior Backend Engineer – Java Location: London (Hybrid) | Practice Area: Technology & Engineering | Type: Permanent Power the platforms behind modern finance. Shape cloud-native solutions with Java at their core. Th…
Why Choose Bottomline? Are you ready to transform the way businesses pay and get paid? Bottomline is a global leader in business payments and cash management, with over 35 years of experience and moving more than $16 tri…
We are looking for an HR Automation Specialist to join our HR Automation team. The HR Automation team is the engine that powers our employee experience by creating scalable, innovative systems that free our people to foc…
About Agoda At Agoda, we bridge the world through travel. Our story began in 2005, when two lifelong friends and entrepreneurs, driven by their passion for travel, launched Agoda to make it easier for everyone to explore…
Est. 140,000 USD
About Nebius: Nebius is leading a new era in cloud infrastructure for the global AI economy. We are building a full-stack AI cloud platform that supports developers and enterprises from data and model training through to…
Capco, a Wipro company, is a global technology and management consultancy specializing in driving digital transformation in the financial services industry. With a growing client portfolio comprising of over 100 global o…
Est. 120,000 GBP
Principal Azure Data Engineer (Databricks) Location: London (Hybrid) | Practice Area: Technology & Engineering | Type: Permanent Lead the architecture of data platforms driving the future of financial services. The R…
Est. 120,000 GBP
Principal Backend Engineer – JavaLocation: Glasgow (Hybrid) | Practice Area: Technology & Engineering | Type: Permanent Architect the next generation of financial platforms. Lead with Java expertise. Deliver impact a…
Est. 90,000 GBP
Senior Data Engineer – AWS Location: London (Hybrid) | Practice Area: Technology & Engineering | Type: Permanent Engineer future-ready data platforms that power financial transformation. The Role We’re looking for a…
Est. 120,000 USD
About Keyfactor Our mission is to securely connect the world: humans, machines, and AI. Keyfactor is the leader in trust infrastructure for AI and machines, helping the world's largest enterprises and government agencies…
Est. 840,000 SEK
About Keyfactor Our mission is to securely connect the world: humans, machines, and AI. Keyfactor is the leader in trust infrastructure for AI and machines, helping the world's largest enterprises and government agencies…
Est. 120,000 GBP
Principal Software Developer in Test (SDET) Location: London (Hybrid) | Practice Area: Technology & Engineering | Type: Permanent Drive test automation innovation and engineering excellence in financial technology Th…
Est. 120,000 GBP
Principal Backend Engineer – JavaLocation: Edinburgh (Hybrid) | Practice Area: Technology & Engineering | Type: Permanent Architect the next generation of financial platforms. Lead with Java expertise. Deliver impact…
Est. 140,000 USD
About Nebius: Nebius is leading a new era in cloud infrastructure for the global AI economy. We are building a full-stack AI cloud platform that supports developers and enterprises from data and model training through to…
Est. 85,000 GBP
Senior Software Development Engineer in Test (SDET) Location: London (Hybrid) | Practice Area: Technology & Engineering | Type: Permanent Advance your testing career while shaping digital finance with automation The…
Est. 120,000 USD
About Keyfactor Our mission is to securely connect the world: humans, machines, and AI. Keyfactor is the leader in trust infrastructure for AI and machines, helping the world's largest enterprises and government agencies…
Est. 115,000 USD
Company Overview Amperesand is reinventing how the world powers its most critical systems. We are facing a once-in-a-generation opportunity for infrastructure disruption. Electricity demand is skyrocketing, driven by AI…
Est. 80,000 GBP
Senior Backend Engineer – JavaLocation: Edinburgh (Hybrid) | Practice Area: Technology & Engineering | Type: Permanent Power the platforms behind modern finance. Shape cloud-native solutions with Java at their core.…